VA Loan

The VA loan can be considered the best loan available outside of private money. It offers borrowers the option of putting 0% down. The downside is the upfront funding fee which would depend on how much the borrower is putting down and /or whether the borrower is a first time home buyer or not. The VA loan also boast a more relaxed set of underwriting guidelines which allows for borrowers with less than perfect credit to own their own homes.

We at Colorado Lenders are always excited to offer the VA loan. Another trick that can be utilized with the VA loan is using seller credits to pay off existing debt to qualify. Often lowering the borrower monthly obligations substantially. Call today to learn more.