Keeping tabs on your credit report is always a good idea. There are many websites out there that claim to provide consumers with a free credit report, though many are unscrupulous and end up charging you for something that is available without charge. The following website has been known to be very legitimate and provide instant access to your credit report. You may take a look at your report once a year free of charge. Though the website will not provide you with your credit score, it is a great resource to ensure there is no erroneous accounts, addresses, or collections on your report. Make sure to keep your report in a safe place after printing.

The website is: www.annualcreditreport.com